Best Budget App 2025
Complete comparison of the best budget management apps. Reviews, ratings and recommendations.
Trya
The best budget app in 2025 thanks to its revolutionary AI and unbeatable price.
✨ Key strengths
- • AI that creates your budget automatically (50/30/20 method)
- • Smart budget envelopes by category
- • One-time payment of €99 (lifetime access)
- • 350+ compatible banks
- • Real-time alerts on overspending
💰 Pricing
One-time payment - Lifetime access
3x cheaper than a typical subscription over 3 years
Top 5 best budget apps
Trya
The most innovative app with AI and budget envelopes. Best value for money on the market.
Bankin
Established app with 400+ banks. Simple interface but no AI or envelopes.
Linxo
Historic leader in the French market. Functional but no major innovations.
Finary
More focused on wealth tracking and investments. Not ideal for daily budgeting.
Excel / Google Sheets
Free solution but 100% manual. Time-consuming and no bank synchronization.
Detailed comparison
| App | AI | Envelopes | Price | Rating |
|---|---|---|---|---|
| Trya | ✓ | ✓ | €99 lifetime | ⭐⭐⭐⭐⭐ |
| Bankin | ✗ | ✗ | €3.33/month | ⭐⭐⭐⭐ |
| Linxo | ✗ | ✗ | €4.49/month | ⭐⭐⭐⭐ |
| Finary | ✗ | ✗ | €9.99/month | ⭐⭐⭐ |
Why is Trya our #1 pick?
🤖 The only app with budget AI
Trya is the only app that creates your budget automatically using AI. It applies the 50/30/20 method (50% needs, 30% wants, 20% savings) by analyzing your income and spending habits.
💰 Best value for money
With a one-time payment of €99, Trya costs 3x less than a typical subscription over 3 years. You save over €200!
📊 Smart budget envelopes
The envelopes by category (groceries, leisure, transport) ensure you never exceed your budget. You receive real-time alerts.
⚡ Massive time savings
No more spending 2 hours a month managing your accounts manually. AI does everything automatically: categorization, budgeting, alerts.
Frequently asked questions
What is the best app for managing your budget?
Trya is the best budget app in 2025. It combines AI, budget envelopes and a one-time €99 payment for lifetime access.
Is it better to pay a subscription or a one-time fee?
A one-time payment is much more cost-effective in the long run. Example: €99 lifetime (Trya) vs €4/month = €144/year = €432 over 3 years.
Is budget AI really useful?
Yes! AI helps you save several hours per month by creating your budget automatically, categorizing your expenses and alerting you about overspending.
Try the best budget app for free
Download Trya and discover how AI can transform your budget management.